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Red Muskoka chair on a dock facing a lake in autumn
Lake Guides · Town of Gravenhurst · Muskoka

Pine Lake Real Estate

Pine Lake is in the Town of Gravenhurst, District Municipality of Muskoka; a 2026 Town planning notice identifies 1062 and 1064 Pine Lake Road, in the former Township of Muskoka, as Pine Lake properties (Town of Gravenhurst, 2026b). The Muskoka Watershed Council’s 2023 report card gives Pine Lake (Gravenhurst) an average total phosphorus of 8.2 µg/L for 2001 to 2022, and grades its phosphorus trend “Not Stressed” (Willison, 2023).

This guide covers what is for sale on the lake right now and what to check before you buy waterfront here: shore road allowances, dock and shoreline rules, septic systems and access. Kimberly lives in Orillia and owns waterfront herself.

See Pine Lake Listings Book a Call with Kimberly

Homes for sale on Pine Lake

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Listings in Gravenhurst where the MLS® System records Pine Lake as the water body, updated as listings change. A listing entered without a water body will not appear here, so search all waterfront in Gravenhurst as well. Registered clients also see sold prices and more listing details.

The lake and its shorelines

The report card’s phosphorus figures come from the District’s Lake System Health program and the province’s Lake Partner Program, and “Not Stressed” means no statistically significant rising phosphorus trend (Willison, 2023). None of the 36 conservation authorities in Conservation Ontario’s directory is named for Muskoka (Conservation Ontario, n.d.); the District monitors lake water quality through its Recreational Water Quality Monitoring Program, part of its Lake System Health program (District Municipality of Muskoka, n.d.).

Gravenhurst’s dock by-law does not list a Town landing or launch on Pine Lake (Town of Gravenhurst, 2024), so confirm where you will park, launch and store a boat before you buy.

Which municipality a property sits in also matters day to day: it sets the zoning, issues building permits, and sets the municipal share of property tax. On Pine Lake that is the Town of Gravenhurst.

Pine Lake at a glance

  • Town of Gravenhurst, District of Muskoka (Town of Gravenhurst, 2026b).
  • Waterfront-zoned properties on Pine Lake Road identified as on Pine Lake (Town of Gravenhurst, 2026b).
  • Average total phosphorus 8.2 µg/L, 2001 to 2022; trend graded “Not Stressed” (Willison, 2023).
  • No Town landing listed on the lake (Town of Gravenhurst, 2024).

What to check before you buy on Pine Lake

Muskoka waterfront comes with provincial, District and town rules that an inland home rarely raises. These are the ones Kimberly works through with every Pine Lake buyer, early, before conditions run out.

Where the lot ends and shore road allowances

In Ontario, the beds of most lakes and rivers are Crown land (Government of Ontario, 2026). Gravenhurst accepts applications to close original shore road allowances; a closing by-law goes to Council for consideration and then to the province for approval. Under its 2025 procedures, the purchase price on lakes other than Lake Muskoka is $67.00 per running foot plus HST, with a $974.00 application fee per lot, a solicitor retainer, advertising and survey costs on top (Town of Gravenhurst, 2025). Your lawyer, and a surveyor where needed, should confirm what the title includes before you firm up.

Docks, boathouses and shoreline work

A provincial work permit may be needed for a structure in physical contact with more than 15 square metres of shore lands that are Crown land or close to Crown land; a floating structure does not count as being in contact (Government of Ontario, 2026). Gravenhurst requires a building permit to construct or demolish a dock connected to the shoreline (Town of Gravenhurst, n.d.). Town zoning generally limits a dock to 15.0 metres of projection from the optimal summer water level, with exceptions such as lots fronting a narrow waterway, and caps total shoreline development by frontage, at 232.0 square metres on a lot with 60.0 metres or more of shoreline (Town of Gravenhurst, 2026a).

Septic systems

Gravenhurst requires a building permit to install, repair or replace a private sewage system, and runs a summer septic re-inspection program (Town of Gravenhurst, n.d.). Ask for permit and inspection records, and make inspection and water testing part of your conditions.

Water quality

The Muskoka Watershed Council’s 2023 report card gives Pine Lake (Gravenhurst) an average total phosphorus of 8.2 µg/L for 2001 to 2022 (Willison, 2023). Ask about the water source and include water testing in your conditions.

Kimberly is a REALTOR®, not a lawyer, surveyor or permitting authority. This checklist is a starting point for your own due diligence with those professionals and agencies.

On and around the lake

Speed near shore

On Ontario waters, power-driven and electric boats are limited to 10 km/h within 30 metres of shore, with set exceptions (Government of Canada, n.d.).

Services nearby

South Muskoka Memorial Hospital is at 75 Ann Street in Bracebridge (Muskoka Algonquin Healthcare, n.d.), and Orillia Soldiers’ Memorial Hospital is at 170 Colborne Street West in Orillia (Orillia Soldiers’ Memorial Hospital, n.d.).

Thinking about Pine Lake?

Kimberly helps buyers compare frontage, exposure, water depth, access and shoreline permits, and helps owners price Pine Lake waterfront using recent sales. She owns waterfront herself, so she knows the questions from both sides.

Book a Call with Kimberly What’s My Waterfront Worth? Text Kimberly

Based in Orillia · Serving Simcoe County, Georgian Bay & Muskoka · Gravenhurst community guide

Questions people ask about Pine Lake

Where is Pine Lake?

Pine Lake is in the Town of Gravenhurst, District Municipality of Muskoka. A 2026 Town planning notice identifies properties on Pine Lake Road as Pine Lake properties.

What is the water quality like on Pine Lake?

The Muskoka Watershed Council’s 2023 report card gives Pine Lake (Gravenhurst) an average total phosphorus of 8.2 µg/L for 2001 to 2022, and grades its phosphorus trend “Not Stressed”.

Can I buy the shore road allowance in front of a lot?

Possibly. Gravenhurst accepts applications to close original shore road allowances, subject to Council consideration and provincial approval. Under its 2025 procedures the price on lakes other than Lake Muskoka is $67.00 per running foot plus HST, plus an application fee, legal, advertising and survey costs.

How far can a dock extend?

Town zoning generally limits a dock to 15.0 metres of projection from the optimal summer water level, with some exceptions, and a dock connected to the shoreline needs a building permit.

Is there a public boat launch on Pine Lake?

Gravenhurst’s dock by-law does not list a Town landing or launch on Pine Lake, so confirm access before you buy.

Related: Map of all lake guides · Gull Lake guide · Lake Muskoka guide · Gravenhurst community guide · Market reports

Sources & References

Geographic, regulatory and amenity facts on this page come from the public sources below (APA style). Live listings come from the MLS® System through PropTx Innovations Inc. and are shown on the listings themselves.

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